Short term insurance plans are health plans that are created for a limited period only. While there is no denying that a comprehensive health insurance plan is a must, there are instances when a short term health plan works better. These plans can be availed for a shorter time, like 3, 6, or 12 months.

Short-term Health Insurance plans provide affordable rates to individuals and families who need coverage for a few months only.

What are the advantages of short term health insurance plans?

1)      Helpful when changing jobs: As young individuals, one always embraces change and will face better work opportunities at every corner. Jobs are changed very often, which means the health insurance policies of the previous workplace will cease to apply. During the transition period from one company to another, short term health insurance can do the trick of filling the gap. 

 

2)      Porting of Health Insurance: One is entitled to port their health policy from one service provider to another. However, this porting process may take some time, during which you may be left without and insurance cover. Therefore, this is a great time to invest in a short term health insurance plan to protect yourself.

 

3)      Fills gaps in coverage: In case one has missed out on renewing his plan and is out of insurance for some time, these short-term plans are helpful to cover the gap.

 

4)      Short stay: Those who visit the country for a short stay will need insurance. A short term health plan is ideal for such individuals. NRIs and students who are in the country for a while can benefit from this.

 

5)      Flexible: Short term plans are flexible, and the individual can choose whatever duration of time he needs the plan for with ease. 

 

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6)      Maximum coverage: It is often misunderstood that short term health insurance plans give limited coverage. This is not true. Short term plans cover everything from hospitalization, pre-hospitalization, daycare, ambulance, organ donor insurance, and so on.

 

7)      Available online: One can book these short term insurance plans online. It is entirely safe, and the customer service personnel will guide you on making the best use of Online Health Insurance.